Payment & Checkout Mechanics Crypto Settlement Manual · 2026

Torzon Market Payment Mechanics: BTC vs. Monero, Payment Methods & How to Pay Safely

A cheap network fee won't help if you send to an address copied from a fake mirror. Torzon accepts Monero (XMR) and Bitcoin (BTC). You can pay a one-time invoice directly from your wallet or deposit funds into your account first; some BTC orders also support 2-of-3 multisig. Transfers can't be reversed, and paying straight from a KYC exchange leaves a record tied to your identity. Read the wallet routing rules before sending anything. The platform payment policy covers what happens after the coins arrive.

XMR (10 Conf) · BTC (1 Conf)Network Credit Thresholds
Walletless & Deposit2 Checkout Modes
Flat 4% Platform FeeAdded Across 14 Currencies
2-of-3 BTC MultisigCryptographic Key Signing

What Payment Methods Does Torzon Accept? Supported Coins, 14 Fiat Prices & the 4% Fee

Prices appear in 14 fiat currencies, but you pay in XMR or BTC. The platform adds 4% at checkout.

That USD price on a listing isn't a request for dollars. Torzon settles in Monero (XMR) or Bitcoin (BTC) only. The storefront can display USD, EUR, GBP, CAD, AUD, SEK, DKK, NOK, JPY, CNY, CHF, INR, RUB or TRY; your invoice converts the displayed price into the coin you've chosen.

Dual Cryptocurrency Support (XMR & BTC) & Live 14-Currency Conversion

The fiat figure is there to help you read the price. At checkout, you'll see the exact XMR or BTC amount to send. That quoted exchange rate holds for the invoice window.

How the Flat 4% Platform Fee & Miner Fees Affect Your Send Amount

A $10.00 item comes to $10.40 after the platform's 4% fee (FAQ #6). Your wallet must also have enough to cover the network fee. With BTC, spending your entire balance can leave the invoice short if miner fees rise. See how BTC and XMR differ on-chain before you choose.

BTC vs. Monero on Torzon Market: Credit Speed, Ledger Privacy & the Built-In Shuffler

BTC credits after one confirmation; XMR needs ten. Bitcoin also leaves a public transaction trail.

Torzon Market Monero (XMR): 10 Confirmations & Protocol-Level Privacy

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XMR deposits credit after 10 confirmations, roughly 20 minutes according to FAQ #2. Ring signatures obscure the sender, RingCT hides the amount, and stealth addresses obscure the recipient. If you don't want a public payment trail, choose XMR.

Torzon Market Bitcoin (BTC): 1 Confirmation & How the Built-In Shuffler Works

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BTC deposits credit after one confirmation (FAQ #2). A block explorer may show the coins moving again through the built-in shuffler, but the transfer history remains public. Anyone tracing that history can still follow the coins.

On-Chain Settlement Specs: Monero (XMR) vs. Bitcoin (BTC)

SpecMonero (XMR)Bitcoin (BTC)
Ledger PrivacyPrivate by default (RingCT + stealth addresses)Public blockchain
Credit Threshold10 confirmations (~20 min)1 confirmation
Taint / Freeze RiskFungible protocol; exchange policies still varyExchange screening can flag transaction history
Checkout & MultisigWalletless invoice & account depositWalletless invoice, deposit & optional 2-of-3 multisig
Ledger VerdictPrivate by defaultPublic transaction history

How to Pay Safely: Routing Coins Through Feather Wallet & Electrum Without KYC Leaks

KYC Exchange ──► Local Feather/Electrum Wallet (Tails OS) ──► Verified Torzon Invoice

Don't send coins straight from a KYC exchange to a Torzon invoice. The withdrawal can be flagged, and the exchange has your legal name on file. An instant exchanger brings a different problem: a delayed swap can outlast the order timer.

Feather Wallet for XMR: GPG Signature Check, 16-Word Polyseed & xmrchain.net

For XMR, use Feather Wallet on Tails. Check the AppImage signature against the project's published GPG key and write the 16-word Polyseed on paper. Receive coins in your own wallet before paying the invoice. If a transfer hasn't appeared, look up its TXID on xmrchain.net with JavaScript off. The Tails OS and local PGP guide covers the setup.

Standard Electrum Wallet for BTC: Skipping 2FA Wallets & Enabling Replace-by-Fee

For BTC, use a standard Electrum wallet on Tails. The 2FA wallet type adds a third-party co-signer; the standard wallet doesn't. Turn on Replace-by-Fee (RBF) before you send; it lets you raise the fee if a transaction gets stuck. Move the coins into Electrum first, then pay the invoice from there.

How to Buy on Torzon: Walletless Checkout, Account Deposits & 2-of-3 Multisig Mechanics

Your cart leads to a one-time invoice or an account deposit. Some BTC orders also offer multisig.

Start with a verified mirror listed on Home. Check your anti-phishing phrase, add the listing to your cart, and encrypt your delivery address locally with PGP. The PGP guide in OPSEC Part 1 covers that step. At checkout, choose whether to pay the invoice directly or top up your account first.

Direct Payment (Torzon Walletless Checkout) vs. Account Top-Up Deposit

Direct Payment gives you a fresh invoice address for that order. Pay the amount shown from your own wallet, and you won't leave spare coins in your market balance. With an account top-up, the deposit goes into that balance first. If the site goes down while your coins are sitting there, you may lose access to them.

Single-Use Deposit Addresses, Double-Deposit Recovery & 2-of-3 Multisig Cryptography

Torzon issues a new deposit address for each transaction (FAQ #3). Sent a second payment to an old address? Open a support ticket on the market and include the TXID; the double-deposit FAQ explains the recovery process. On BTC orders that support multisig, the buyer, vendor and market each hold a key. Releasing the funds takes two of those three signatures. For the hold period and other rules, see the payment policy linked below.

5-Point Pre-Payment Verification Checklist Before You Hit Send

Give the invoice one last check before you send from Feather Wallet or Electrum.

Match the .onion address to the PGP-signed mirror list and check that your anti-phishing phrase appears. A fake mirror can change the invoice address or QR code.
Encrypt your delivery address on your own machine with PGP. Leave the site's browser-side encryption checkbox unticked.
Send from your own Feather Wallet (XMR) or standard Electrum wallet (BTC), not directly from a KYC exchange or instant exchanger.
Check that the invoice includes the 4% platform fee, your wallet can cover the network fee, and the destination address is fresh.
For BTC, turn on RBF in Electrum. For XMR, keep the TXID handy so you can check confirmations on xmrchain.net with JavaScript off.

After one BTC confirmation or ten XMR confirmations, the payment should be credited. The platform payment policy covers the 14-day hold, extensions, No-FE rule and disputes.